*{box-sizing:border-box}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,sans-serif;color:#172b46;background:#f6f9fc}a{color:#1263ad}header{background:#fff;border-bottom:1px solid #dce5ee;position:sticky;top:0;z-index:5}.wrap{max-width:1150px;margin:auto;padding:0 22px}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:74px;flex-wrap:wrap}.brand{font-weight:850;font-size:20px;text-decoration:none;color:#092f60}.brand span{color:#d92037}nav{display:flex;gap:17px;flex-wrap:wrap}nav a{text-decoration:none;font-size:14px;font-weight:650}.hero{background:linear-gradient(125deg,#062a58,#075f9d);color:white;padding:86px 0}.hero h1{font-size:clamp(32px,5vw,55px);line-height:1.12;max-width:850px}.hero p{font-size:19px;max-width:760px}.tag{color:#aee8ff;font-weight:700;letter-spacing:.09em;text-transform:uppercase;font-size:12px}.btn{display:inline-block;padding:13px 22px;background:#e31d3b;color:white;text-decoration:none;border-radius:8px;font-weight:750;border:0;cursor:pointer}.btn.secondary{background:#fff;color:#073d72}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}section{padding:55px 0}h2{font-size:clamp(25px,3vw,35px);line-height:1.25}h3{line-height:1.3}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:#fff;border:1px solid #e1e8f0;border-radius:14px;padding:25px;box-shadow:0 5px 20px #153b6610}.card h3{margin-top:0}.muted{color:#52657b}.band{background:#e9f2fa}.kicker{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:#1263ad;font-weight:800}.two{display:grid;grid-template-columns:1fr 1fr;gap:30px}.form input,.form select,.form textarea{width:100%;padding:12px;border:1px solid #c5d4e2;border-radius:7px;font:inherit;margin:5px 0 14px}.form label{font-weight:650}.form textarea{min-height:100px}.small{font-size:13px}.footer{background:#092c54;color:#dce8f5;padding:42px 0}.footer a{color:white}.footergrid{display:flex;gap:20px;flex-wrap:wrap;justify-content:space-between}details{background:#fff;border:1px solid #dce5ee;border-radius:8px;padding:16px;margin:10px 0}summary{cursor:pointer;font-weight:750}ul{padding-left:22px}@media(max-width:780px){.grid,.two{grid-template-columns:1fr}.hero{padding:56px 0}.nav{padding:14px 0}nav{gap:12px}section{padding:36px 0}}
/* Editorial expansion */
.article{max-width:850px;margin:auto}.article h2{margin-top:2.1rem}.article p,.article li{line-height:1.8}.article .lead{font-size:1.2rem}.eyebrow{letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:#bd2437}.note{border-left:4px solid #be2437;padding:1rem 1.4rem;background:#f5f7fa;margin:1.5rem 0}.quicklinks{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0}.quicklinks a{padding:9px 14px;border:1px solid #ccd6e4;border-radius:8px}.cta-strip{padding:25px;background:#e9eff7;border-radius:14px;margin:35px 0}.source-list{font-size:.9rem;overflow-wrap:anywhere}.source-list a{display:block;margin:8px 0}